Financing Options

Here's where to start:

  1. Get pre-approved

    • When you get pre-approved through Miracle Mortgage, you're officially on your way to your new home!
    • You'll have an advantage over other buyers in the market and be one step closer to moving in

  2. Start searching for homes

    • Our partner, In-House Realty, prescreens agents nationwide to bring you the trusted, reliable service you deserve.
    • They'll match you with an In-House Realty-approved agent in your area who will get you all the listings that fit your needs.
    • The best part? It's completely free. Get matched with your trusted agent today.

  3. Sign a Purchase Agreement

    • Once you've found your dream home, you'll sign your purchase agreement contingent upon closing your mortgage.
    • With your Miracle Mortgage pre-approval, you already have a head start on the simple Miracle Mortgage process!

  4. Close on Your Mortgage

    • Here's where Miracle Mortgage clients really reap the rewards.
    • You'll close quicker which means move-in is just weeks away

  5. Move in!

    • There's nothing like the feeling of moving into a new home. And here, closing on your home loan is just the beginning. Our Client Relations Team is always here to answer your questions for the life of your loan
    • You'll gain instant access to exclusive QL websites like My Miracle Mortgage and Qtopia. Learn about the QL client advantage

  6. Register for Quizzle and Manage Your Finances

    • is the only place online that gives you an easy-to-understand view of your home and your money all in one spot. (In other words, we take the 'scary' out of finances.)
    • You'll get a free evaluation of your credit, home value, mortgage, budget... plus personalized tips on how to make the most of them. Read more about what Quizzle can do for you, then get Quizzling!

Most Popular Home Loans for First-Time Home Buyers:

  • FHA Express SM Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!
  • 30-Year Fixed-Rate Mortgage Our most popular mortgage. Get a low payment and the security your rate won't change for the life of your loan.
  • Jumbo Loans Get a low payment on your big loan! A jumbo loan is any loan over $417,000. We have low rates for loans up to $2,000,000.
  • VA Loan No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.
  • PMI Buster SM Get a low, fixed-rate mortgage without paying monthly mortgage insurance.
To get your pre-approval, click here.